Complete an online application or request an emailed application today!

Rates can change daily and are subject to change without notice. Please call for current pricing based on your real estate loan scenario. For purchases, a rate can only be locked upon the acceptance of an offer. All rates are based on the lower of all mid-credit scores for all borrowers on the application with a monthly impound accound.

RATES AT A GLANCE

As of January 30, 2009

Program

Rate

Conforming

30 Year Fixed

5.125%

Max loan of $417,000

15 Year Fixed

4.875%

Investment

Conforming loan <=75% LTV (1pt)

30 Year Fixed

call for a quote

FHA

Loan amount <= $362,790

30 Year Fixed

5.25%

All rates are quoted with 1 point, plus the normal closing costs for a 30 day lock with an impound account

(Rates can be permanently or temporarily bought down. Call for details)

Please call:

Krista Wylder

(530) 277-5747

Your local mortgage broker.  Available Weekends

Empire Home Loan Corporation

1201 Grass Valley Hwy.

Auburn, CA 95603

Cell - (530) 277-5747 or Office - 530-268-6200

30 day pricing with impounds, 80% LTV purchase, Owner Occupied

Rate may vary for a refinance, depending on loan-to-value, credit score etc. Call for details.

Must have 740 credit score or higher for all borrowers-all programs.

APR of 5.315% for the 30 year conf. fixed mtg. ($280,000 loan amount)

APR of 5.199% for the 15 year conf. fixed mtg. ($280,000 loan amount)

Rates are subject to change without notice. Call for current terms and conditions.

Licensed by the California Department of Real Estate #01213224.


Empire Home Loan Corporation 1201 Grass Valley Hwy. Auburn, CA 95603
Phone: Cell:

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